Huge mortgage news this week: Nationwide is offering 95% LTV deals on new builds, and the FCA is weighing up a return of interest‑only mortgages – with protection built in Cyber Security.
This is big for first-time buyers and those needing flexible repayment.
The Problem
High costs and squeezed budgets have made breaking into home ownership tougher than ever. With deposit demands rising, people face:
- Rejected applications
- Larger, harder mortgages
- Lenders adding strict affordability checks
Why It Matters
Lower deposit deals and interest-only options can open new doors – but they also carry risks. Rising rates or no exit plan could leave owners in trouble.
The Solution: Mortgage‑Desk’s Smart Mortgage Planning
We help you navigate the new offerings confidently:
- 95% LTV on new builds – without paying over-the-top rates
- Interest-only options – complete with repayment strategies
- Balanced part-and-part deals
- Transparent breakdown of pros and cons
What We Can Offer
✅ Compare high-LTV products with real interest rates
✅ Interest-only options with safety nets
✅ Hybrid repayment and part-and-part plans
✅ Expert affordability analysis
Your Next Step
Curious if these loans suit you or your clients? Let’s explore them together—with responsibility, clarity, and no surprises.