The Problem
James and Sarah from Manchester were stuck on their lender’s Standard Variable Rate (SVR) – paying nearly £400 a month more than their neighbours.
Why It Mattered
That’s nearly £5,000 extra a year for the same home. With energy bills also climbing, it was pushing their budget to breaking point.
The Backstory
Their two-year fixed mortgage had ended, but busy family life meant they hadn’t reviewed options. They assumed switching was too complicated.
The Solution
Mortgage-Desk compared deals across the market, securing a new five-year fix that cut their monthly payments by £385. We handled all the paperwork and liaised with solicitors to make the switch seamless.
What We Offer
From remortgages to first-time buyer loans, we find deals that genuinely save families money.
Your Next Step
Think you’re overpaying? Book a free remortgage review at mortgage-desk.com