Income Protection is designed to provide you with a regular income if you’re unable to work due to illness, injury, or disability. Unlike critical illness cover, income protection replaces a percentage of your income until you’re able to return to work or retire.
Key Features:
- Replaces up to 70% of your income if you’re unable to work due to illness or injury.
- Paid out as a monthly benefit to cover living expenses, bills, and other costs.
- Long-term coverage, often until retirement age or a specified end date.
Why Choose Income Protection?
- Protects your standard of living and helps you maintain financial stability.
- More comprehensive than other forms of protection, covering both short-term and long-term absence from work.
- Essential for those who don’t have significant savings or employer benefits to rely on during illness or injury.
We can help tailor an income protection plan that matches your career, salary, and personal circumstances, ensuring you’re financially secure if you’re unable to work.