As an IT contractor, you’re likely working on a series of short-term contracts with varying incomes, which can make securing a traditional mortgage more challenging. But don’t worry — we specialize in finding mortgage solutions designed for IT professionals with unique income structures. Lenders that we work with understand the value of contracts and are willing to base your mortgage on your contract rate rather than needing standard payslips.
Key Features:
- Daily rate mortgages: Some lenders will calculate your annual income based on your contract’s daily or hourly rate.
- Shorter application processes, allowing you to secure a mortgage more quickly.
- Options for those with shorter or fixed-term contracts.
What You’ll Need:
- Evidence of your current contract and possibly a history of contracts to demonstrate income stability.
- Your last 6-12 months of bank statements showing income from your contracts.
Why Choose Us?
- We connect you with lenders who understand the unique financial situation of IT contractors.
- Competitive interest rates and terms, even for those with less than perfect income history.
- Flexible solutions that reflect the nature of your work, helping you secure the property you need.