Operating through a limited company is a popular choice for property investors due to the potential tax benefits and the ability to structure portfolios more efficiently. We work with specialist lenders who understand the needs of limited companies and offer tailored mortgage products that can help you grow your investment portfolio while maximizing your tax efficiency.
Why a Limited Company Mortgage? If you’re a property investor looking to minimize personal tax liabilities, a limited company mortgage can help. By owning your properties through a limited company, you may benefit from lower corporation tax rates on rental income compared to higher personal income tax rates. Additionally, a limited company structure can help with inheritance planning and make it easier to transfer properties in the future.
Key Benefits:
- Tax efficiency: Lower corporation tax compared to personal income tax on rental income.
- Increased borrowing power: Lenders may offer better terms and higher lending limits.
- Specialist lenders: Access to lenders who understand limited company structures.
What We Offer:
- Competitive rates tailored to limited companies.
- Mortgage products designed to support property investment businesses.
- Expert advice on structuring your portfolio for maximum returns.
Our team can guide you through the complexities of limited company mortgages, ensuring you get the right product to suit your investment strategy and financial goals.