Mortgages

As an expat looking to invest in property back in the UK, the mortgage process can be a little more complex. Whether you’re working abroad and want to purchase an investment property, a buy-to-let, or a home to return to in the future, we specialize in helping UK expats secure mortgages with competitive rates, even if you’re currently living and working overseas.

As an IT contractor, you’re likely working on a series of short-term contracts with varying incomes, which can make securing a traditional mortgage more challenging. But don’t worry — we specialize in finding mortgage solutions designed for IT professionals with unique income structures. Lenders that we work with understand the value of contracts and are willing to base your mortgage on your contract rate rather than needing standard payslips.

Operating through a limited company is a popular choice for property investors due to the potential tax benefits and the ability to structure portfolios more efficiently. We work with specialist lenders who understand the needs of limited companies and offer tailored mortgage products that can help you grow your investment portfolio while maximizing your tax efficiency.

Welcome to Mortgage-Desk, your go-to mortgage experts for property investors and buy-to-let landlords. Whether you’re just starting your property investment journey or managing a substantial portfolio, our specialised services cater to the unique needs of landlords with precision and expertise.