Protection

Mortgage-Desk – Your Life Assurance Specialist

Safeguarding Your Future, Protecting Your Present

At Mortgage-Desk, we understand that life is unpredictable. That’s why we specialise in providing comprehensive protection solutions to secure your assets, your income, and most importantly, your peace of mind. With a wealth of experience, we are your trusted life assurance partner, offering a range of protection services tailored to your unique needs.

Group Life Cover

Group Life Cover provides life insurance for employees under a single policy, paying a lump sum to their family if they pass away. It’s an essential benefit that can help attract and retain staff, offering them and their families valuable financial protection at no extra personal cost.

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Private Healthcare for Individuals and Business Owners

Private healthcare insurance provides faster access to medical treatment and care, ensuring that you or your employees don’t have to rely on long waiting times for important medical procedures. This type of cover is ideal for both individuals and business owners who want to ensure quick, high-quality care when it’s needed most.

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Key Person & Shareholder Protection

Key Person Protection ensures that your business can continue operating smoothly if a key employee, owner, or director becomes critically ill or passes away. Shareholder Protection helps business partners or shareholders buy out the shares of a deceased or critically ill partner, preventing external ownership or disruption.

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Directors & Officers – Relevant Life Cover

If you’re a business owner or director, Relevant Life Cover allows you to provide life insurance to key directors or employees while taking advantage of tax efficiencies. It’s an affordable way to offer life cover as a business expense, protecting both the individual and their family without the need for group life cover schemes.

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Income Protection

Income Protection is designed to provide you with a regular income if you’re unable to work due to illness, injury, or disability. Unlike critical illness cover, income protection replaces a percentage of your income until you’re able to return to work or retire.

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Critical Illness Cover

Critical Illness Cover provides a lump sum payment if you’re diagnosed with a serious illness, such as cancer, heart attack, or stroke. This type of cover ensures that if you’re unable to work due to illness, you still have the financial means to pay for treatments, care, or living expenses.

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Mortgage Protection

Buying a home is a big financial commitment, and Mortgage Protection is designed to pay off your mortgage if you pass away during the term of your mortgage. This ensures that your family won’t lose the home they live in due to financial hardship if the worst happens.

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Family Protection, including Family Income Benefit

Your family’s well-being is a top priority, and family protection ensures that if the unexpected happens, your loved ones are financially secure. Family Income Benefit is a unique type of life insurance that provides your family with regular monthly payments, instead of a lump sum, helping them maintain their lifestyle without financial worries.

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Comprehensive Protection Services

Beyond the mentioned protection types, we offer a wide range of services covering various aspects of your life and assets. Whether you’re a homeowner, a business owner, or simply planning for the future, we have the expertise to guide you through the protection options available.

Why Choose Mortgage-Desk?

Personalised Consultations: Our team takes the time to understand your unique circumstances, tailoring protection plans that align with your needs and aspirations.

Holistic Approach: We cover all aspects of protection – from mortgage protection to private health cover. Your comprehensive well-being is our priority.

Trusted Expertise: With years of experience, we bring a deep understanding of the protection landscape, providing you with reliable and informed advice.

Client-Centric Values: Your satisfaction and peace of mind are at the core of our services. We strive to build lasting relationships with our clients based on trust and integrity.

Get in Touch

Take the proactive step towards securing your future. Contact Mortgage-Desk today for expert life assurance advice and personalized protection solutions. Your peace of mind is our commitment.

Or Call 01296 329610